Mobody’s Business – The Finance Edition

We did it last year and got a few tomatoes off of it. A few things I learned from last years attempt: The planter is very heavy but you need to fill it nearly to the top with potting soil. If not the plant gets very root bound. It needs to be watered [...]

My garden is actually growing. Lettuce, beans, peas, corn, peppers, cukes and tomatoes. Whooeeee!

It started last year with one of those upside down tomato planters, but it gave both my dad and I the bug to plant a big garden again. Between the economy and the need to do something that costs very little [...]

According to the National Foundation for Debt Management:

The average household has 10 credit cards.
The average interest rate is 18.9%.
The average credit card balance is $8,000.
The typical “minimum monthly payment” is 90% interest, 10% principal.

Long time since I posted, more on that in a later post.
I got an interesting phone call from BofA on December 8th. I have/had a line of credit with them, and they were looking for me to somehow pay more than the minimum payment each month like I used to.
I was late on a few [...]

I have recently signed up for Revolution MoneyExchange, which is an alternative site to paypal. They are trying to build up users, so they are basically giving away $25 just for signing up. You can cash out the money even if you never use the service. (I think there is a small [...]

I think its important to set some goals in my attempts to get out of debt. They are not much different from what I have read elsewhere. I just need to put them down to keep some focus.

Live within my means, do not spend more than I make.
Make a budget
Pay off credit cards
Pay [...]

I’m so broke I can’ t pay attention.
Why am I broke? Because I didn’t pay attention.
Last December I had an epiphany. For the longest time, I have been in serious denial about my financial situation. I can handle it, I pay my bills, I make good money. So how did I end up nearly [...]

Well after a few missed starts, I have decided to go on with chronicling my personal finance journey.  It seems kind of daunting when there are literally hundreds of PF blogs out there.  I hit a crisis of major proportions in December of 2007, and decided at that time that a serious change was in [...]